UK Capital Gains Tax (CGT) Calculator (2026/2027)
Calculate CGT for UK residential property sales, stocks, and crypto assets. Applies the £3,000 annual allowance.
£10,000
Capital Gains Tax Summary
Gross Capital Gain:£120,000
Allowable Costs Deducted:-£10,000
Annual Exempt Allowance:-£3,000
Net Taxable Capital Gain:£107,000
Applied CGT Rate:24% (Property)
Estimated Capital Gains Tax Due
£25,680
HMRC Property Reporting Deadline:Within 60 Days
Real-Time Mathematical Audit
Live Step-by-Step Capital Gains Tax Walkthrough
Line-by-line proof of how HMRC calculates your exact CGT liability for Property.
Step 1: Gross Capital GainGain Verified
Disposal / Sale Price: £320,000
Original Purchase Price: -£200,000
Gross Capital Gain: £120,000
Step 2: Allowable Expenses & Exempt AllowanceDeductions Applied
Gross Gain: £120,000
Allowable Legal/Agent Costs: -£10,000
Annual CGT Exempt Amount: -£3,000
Net Taxable Capital Gain: £107,000
💡 Statutory £3,000 annual allowance deducted tax-free.
Step 3: CGT Rate Calculation24% Rate
Asset Classification: Residential Property
Taxpayer Income Bracket: Higher / Additional Rate
Statutory CGT Rate: 24%
Step 4: Final Tax & Reporting DeadlineCGT Verified
Net Capital Gains Tax Due: £25,680
HMRC Filing Deadline: Within 60 Days of Completion
UK Capital Gains Tax Rates (2026/2027)
| Asset Category | Basic Rate Taxpayer | Higher / Additional Rate | Annual Exemption |
|---|---|---|---|
| UK Residential Property | 18% | 24% | £3,000 / person |
| Shares, Crypto & Other Assets | 10% | 20% | £3,000 / person |
Knowledge Base
Frequently Asked Questions (Capital Gains Tax)
For the 2026/2027 tax year, the individual UK Capital Gains Tax annual exempt amount is £3,000. Capital gains up to £3,000 per person per year are completely tax-free. Married couples or civil partners can pool their allowances for up to £6,000 tax-free gain.
ADVAQ UK Chartered Tax Advisory
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